Title Insurance 101 Archives | Eastern KY Title https://easternkytitle.com/category/title-insurance-101/ Smooth, Stress-Free Closings Across Kentucky Wed, 18 Mar 2026 17:19:49 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.4 https://easternkytitle.com/wp-content/uploads/2025/11/cropped-Custom-dimensions-250x250-px-2-32x32.png Title Insurance 101 Archives | Eastern KY Title https://easternkytitle.com/category/title-insurance-101/ 32 32 Title Insurance Is a Service You Can Shop For in Eastern Kentucky https://easternkytitle.com/2026/03/18/title-insurance-is-a-service-you-can-shop-for-in-eastern-kentucky/ Wed, 18 Mar 2026 01:57:05 +0000 https://easternkytitle.com/?p=2556 TL;DR: In most financed home purchases, federal law (RESPA Section 9) prohibits the seller from requiring you to use a particular title company as a condition of the sale. Nobody is required to tell you that. Here is what that right means, why it matters in Eastern Kentucky, and how to use it. The Phone […]

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]]> What Is Owner’s Title Insurance and What Does It Cover? https://easternkytitle.com/2026/03/08/what-is-owners-title-insurance-and-what-does-it-cover/ Sun, 08 Mar 2026 04:48:35 +0000 https://easternkytitle.com/?p=2504 TL;DR: Owner’s title insurance is a one-time purchase that protects your property rights for as long as you own your home. It covers hidden title defects, ownership disputes, and legal costs that could surface years after closing. In Eastern Kentucky, where coal rights severances, heir property situations, and courthouse record gaps are common, it’s not […]

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]]> The $971 Question: What Is a Multi-Policy Discount on Title Insurance? https://easternkytitle.com/2026/02/20/the-971-question-what-is-a-multi-policy-discount-on-title-insurance-eastern-ky-title/ Fri, 20 Feb 2026 04:17:24 +0000 https://easternkytitle.com/?p=2372 TL;DR: A multi-policy discount on title insurance means that when you buy an owner’s title policy AND a lender’s title policy together, the lender’s policy should be dramatically cheaper. At Eastern KY Title, that discount brings the lender’s policy down to around $200. We recently saw another title company skip this discount entirely and charge […]

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]]> Preventing Fraud and Forgery: Just Because They Sign It, Doesn’t Mean It’s Real https://easternkytitle.com/2025/11/29/preventing-fraud-forgery-fake-signatures/ Sat, 29 Nov 2025 06:13:30 +0000 https://easternkytitle.com/?p=947 A signature on a deed means nothing if the person signing isn't who they claim to be.

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