Lindon Gullett, Author at Eastern KY Title https://easternkytitle.com/author/ekytitle_lindon/ Smooth, Stress-Free Closings Across Kentucky Mon, 02 Mar 2026 02:15:27 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.4 https://easternkytitle.com/wp-content/uploads/2025/11/cropped-Custom-dimensions-250x250-px-2-32x32.png Lindon Gullett, Author at Eastern KY Title https://easternkytitle.com/author/ekytitle_lindon/ 32 32 FinCEN’s New Real Estate Reporting Rule Starts Tomorrow. Here’s What Every Kentucky Buyer, Seller, and Agent Needs to Know. https://easternkytitle.com/2026/02/28/fincens-new-real-estate-reporting-rule-starts-tomorrow-heres-what-every-kentucky-buyer-seller-and-agent-needs-to-know/ Sat, 28 Feb 2026 22:59:00 +0000 https://easternkytitle.com/?p=2439 TL;DR: Starting March 1, 2026, the new FinCEN Residential Real Estate Rule requires title and settlement professionals to report certain all-cash transfers of residential property to LLCs, corporations, and trusts directly to the federal government. There is no minimum purchase price. The rule applies across all 50 states, including every county in Kentucky. At Eastern […]

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]]> The $971 Question: What Is a Multi-Policy Discount on Title Insurance? https://easternkytitle.com/2026/02/20/the-971-question-what-is-a-multi-policy-discount-on-title-insurance-eastern-ky-title/ Fri, 20 Feb 2026 04:17:24 +0000 https://easternkytitle.com/?p=2372 TL;DR: A multi-policy discount on title insurance means that when you buy an owner’s title policy AND a lender’s title policy together, the lender’s policy should be dramatically cheaper. At Eastern KY Title, that discount brings the lender’s policy down to around $200. We recently saw another title company skip this discount entirely and charge […]

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]]> FinCEN Class for Realtors and Real Estate Licensees: What Kentucky Agents Need to Know Before March 2026 https://easternkytitle.com/2026/01/11/fincen-class-for-realtors-and-real-estate-licensees-what-kentucky-agents-need-to-know-before-march-2026/ Sun, 11 Jan 2026 02:37:04 +0000 https://easternkytitle.com/?p=1781 TL;DR: The new FinCEN Anti-Money Laundering (AML) Rule takes effect March 1, 2026, and requires real estate professionals to collect and report specific buyer and seller information on every transaction. Stewart Title and Eastern KY Title are hosting a free virtual training session on February 3, 2026, that includes 1 hour of Kentucky CE Law […]

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]]> When Your Home’s History Speaks a Different Language: Pride, Prejudice, and Property in Appalachia https://easternkytitle.com/2026/01/06/when-your-homes-history-speaks-a-different-language-pride-prejudice-and-property-in-appalachia/ Tue, 06 Jan 2026 04:59:00 +0000 https://easternkytitle.com/?p=1639 By Lindon Gullett, Founder, Eastern KY TitleI came across something this morning that stopped me in my tracks—an Atlantic article about the disappearing Southern drawl (subscription required), featuring Amy Clark from the University of Virginia’s College at Wise. She talked about her great-grandmother Ethel, born in 1908 in Dickenson County, Virginia, and how recording her […]

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