Enter to Win a $50 Lowe’s Gift Card from Eastern KY Title: Your Kentucky Home Project Kickstart

TL;DR: Eastern KY Title is giving away a $50 Lowe’s gift card to one lucky Kentucky homeowner to help tackle that growing honey-do list. Entry is simple: comment on our Facebook post with one home project you need to finish this month, follow our page, and tune in for the live drawing on Monday, January 26th at 7:00 PM ET. No purchase necessary. Must be 18+ and a Kentucky resident.

You know that list. The one stuck to your refrigerator with a magnet from a pizza place that closed in 2019. The one with “fix the deck railing” at the top and “organize the garage” somewhere near the bottom, written in ink that’s starting to fade because it’s been there so long.

Welcome to homeownership in Kentucky, where the to-do list grows faster than creeping charlie in a wet spring.

Here’s the thing: we get it. At Eastern KY Title, we help folks buy and sell homes across all 120 Kentucky counties. We’ve sat at kitchen tables from Pikeville to Paducah, and if there’s one thing we’ve learned, it’s that every homeowner has a project waiting on time, money, or motivation. Usually all three.

That’s why we’re doing something a little different this month. We’re giving away a $50 Lowe’s gift card to help one lucky winner knock something off that list.

How the $50 Lowe’s Gift Card Giveaway Works

This isn’t complicated. We don’t do complicated around here.

To Enter:

1. Head over to our Facebook page at Eastern KY Title
2. Find the giveaway post that’s pinned to the top (the one with the hammer emoji)
3. Comment below telling us one project you need to finish around the house this month
4. Like and follow our page so you’ll get notified when we go live

That’s it. Four steps. Easier than assembling furniture from Ikea.

The Live Drawing:

We’ll announce the winner LIVE on our Facebook page:

• When: Monday, January 26th, 2026
• Time: 7:00 PM ET
• Where: Right on our Facebook page

No pre-recorded videos, no “winner selected offline” shenanigans. We’ll draw the name right there where everyone can see it.

What Kind of Projects Are People Tackling?

When we put out the call for project ideas, the responses started rolling in. Turns out, homeowners across Eastern Kentucky are staring down some familiar challenges.

Spring Market Prep Projects:

If you’re thinking about selling this spring, you’ve probably got a punch list that keeps getting longer. Fresh paint in the living room. That bathroom vanity that’s been “vintage” for twenty years longer than you planned. Curb appeal fixes before the listing photos.

New Homeowner Necessities:

Just closed on a place? First of all, congratulations! Second, that inspection report probably had a few items that need addressing. Maybe the smoke detectors are older than your car. Maybe the kitchen faucet drips like a metronome.

The “I’ve Been Meaning To” Category:

This is the big one. The landscaping project you started planning three summers ago. The ceiling fan in the bedroom that wobbles like it’s trying to take flight. The storm door that doesn’t quite close right.

As Eastern KY Title President Lindon Gullett often says, “Every house has a story, and half of it is written in the projects people haven’t gotten to yet.”

Every house has a story, and half of it is written in the projects people haven’t gotten to yet.

Why We’re Doing This (It’s Not Just Marketing)

Look, we’ll be straight with you. Yes, this is a marketing effort. We want people to know Eastern KY Title exists and what we do. But there’s more to it than that.

We’re a mobile title company. That means we come to you. We’ve closed deals on front porches, at kitchen tables, even at a car dealership once when the timing worked out that way. The point is, we meet people where they are.

And where most Kentucky homeowners are? Somewhere between finishing one project and starting another. We figured, why not help with that?

The $50 might cover a few gallons of paint. Or a new outdoor light fixture. Or seeds for the garden. Maybe it’s the push someone needs to finally start that project that’s been sitting on the list.

What Makes Eastern KY Title Different from Big Box Title Companies

Since you’re here reading about a gift card giveaway, you might be wondering who exactly Eastern KY Title is. Fair question.

We’re locally owned. Not “locally owned by a corporation headquartered in another state” but actually locally owned, by people who live and work in Kentucky. Lindon started EKT in July of 2025, but together the attorneys have a combined experience of over four decades. We’ve seen thousands of closings.

What we specialize in:

Mobile Closings at No Extra Cost: We come to you. Your kitchen table, your office, your front porch. Whatever works. And we don’t charge extra for the privilege of not making you drive across town.

Eastern Kentucky Expertise: Mineral rights. Coal severances. Heir property issues. The kinds of title complications that make big national companies nervous. We’ve been untangling these knots for years.

Stewart Title Backing: We’re backed by Stewart Title, which means you get the security of a major title insurance company with the personal service of a local team.

Common Questions About Title Insurance in Kentucky

Since we’re talking about home projects and homeownership, this is probably a good time to answer some questions we hear all the time.

How much does title insurance cost in Kentucky?

Title insurance in Kentucky is a one-time premium paid at closing. The cost varies based on the purchase price of the property. For owner’s title insurance, you’re typically looking at a few hundred to a few thousand dollars depending on the property value. It protects you for as long as you own the home or have an interest in it. For specific quotes, give us a call. We’ll give you real numbers, not ranges.

How long does a title search take in Eastern Kentucky?

Typically 3-10 business days, depending on the county and complexity of the property history. Some Eastern Kentucky properties have title histories that go back generations, involving mineral rights, coal severances, and multiple family transfers. We work with local abstractors who know these records inside and out. That local knowledge matters when you’re dealing with a deed from 1943 that references a creek that changed course in 1967.

Do I need owner’s title insurance if I’m paying cash?

This is a great question, and the answer is: you should still strongly consider it. When you get a mortgage, the lender requires lender’s title insurance, and buyers often purchase owner’s title insurance at the same time. But cash buyers sometimes skip it to save money. Here’s the problem: without owner’s title insurance, if a title defect shows up later, you’re on your own. A hidden lien, an undiscovered heir, a forged signature in the chain of title. These things happen. The one-time premium for owner’s title insurance is cheap peace of mind.

What’s the difference between a title search and title insurance?

A title search examines public records to find any issues with the property’s ownership history: liens, judgments, easements, ownership disputes. Title insurance then protects you if something was missed or if a claim arises later that the search didn’t catch. The search is the investigation. The insurance is the backup plan.

Why do Eastern Kentucky properties sometimes have complicated titles?

Three words: mineral rights, coal rights, and heir property. In many Eastern Kentucky counties, the surface rights and mineral rights were separated decades or even a century ago. Properties get passed down through families without proper estate planning, creating heir property situations. Coal companies may have recorded easements and rights that still affect the title. These complications aren’t deal-breakers, but they require someone who knows what they’re looking at.

Can I choose my own title company?

Yes. Absolutely. In Kentucky, the buyer typically selects the title company, though this can be negotiated. Don’t let anyone tell you that you have to use a specific company. Shop around. Ask questions. Choose someone who communicates clearly and answers your calls.

The Real Cost of Putting Off Home Projects

We’re giving away a $50 gift card, which is a nice start on plenty of projects. But let’s talk for a minute about the cost of not doing projects.

That dripping faucet? It’s wasting water and money every day it’s not fixed. The gap in the weatherstripping around the front door? You’re heating and cooling the outdoors. The loose step on the deck? It’s a liability waiting to happen.

Sometimes the best investment you can make is the one that prevents a bigger expense down the road. A $15 tube of caulk now beats a $3,000 water damage repair later.

And if you’re thinking about selling? Buyers notice everything. The houses that sell fastest and for the best prices are the ones where the owners stayed on top of maintenance. Every ignored project is either a negotiation point against your asking price or a reason buyers move on to the next listing.

Tips for Tackling Your Home Project List

Since we’re in the spirit of helping out, here are a few tips for actually getting through that list:

Start with the safety items. Smoke detectors, carbon monoxide detectors, loose railings, electrical issues. These aren’t glamorous, but they matter most.

Pick one “visible” project. Something you’ll see every day after it’s done. The psychological boost of seeing that completed project will motivate you to keep going.

Know when to call a pro. YouTube tutorials are great, but some things need a licensed professional. Electrical work, plumbing beyond basic fixes, structural issues. Save the DIY for the projects where a mistake means wasted time, not a house fire.

Budget for surprises. Every home project reveals another project. That’s just how it works. Plan for the unexpected, and you won’t get derailed when it shows up.

Official Giveaway Rules

We want to keep this simple and fair, so here are the official rules:

• No purchase necessary to enter or win
• Must be a Kentucky resident
• Must be 18 years of age or older
• One entry per person
• Entry period closes Monday, January 26th at 4:00 PM ET
• Winner announced live on our Facebook page January 26, 2026 at 7:00 PM ET
• Winner must respond within 48 hours to claim prize
• Prize: One $50 Lowe’s gift card
• Not sponsored, endorsed, or administered by Facebook/Meta or Lowe’s

Enter Now and Join Us for the Live Drawing

Here’s the bottom line: we want to help one Kentucky homeowner get a jump on their project list. It might be you.

Head over to our Facebook page, find the giveaway post, and tell us what project is staring you down this month. Then tune in on January 26th at 7:00 PM ET for the live drawing.

Even if you don’t win, stick around. We share tips for homeowners, updates about the Kentucky real estate market, and occasionally some dry observations about the joys and challenges of property ownership in the Bluegrass State.

Frequently Asked Questions

How do I enter the $50 Lowe’s gift card giveaway?

Visit Eastern KY Title’s Facebook page, find the giveaway post, comment with one home project you need to complete this month, and make sure you like and follow our page. Entry closes January 26th, 2026 at 4:00 PM ET.

When will the winner be announced?

We’ll announce the winner live on our Facebook page on Monday, January 26th, 2026 at 7:00 PM ET.

Who is eligible to enter?

You must be a Kentucky resident and 18 years of age or older. No purchase necessary.

Is this giveaway sponsored by Lowe’s or Facebook?

No. This giveaway is hosted solely by Eastern KY Title. It is not sponsored, endorsed, or administered by Facebook/Meta or Lowe’s.

What if I can’t watch the live drawing?

We’ll post the winner’s name after the live drawing concludes. If you win, you’ll have 48 hours to respond and claim your prize.

How much does title insurance cost in Kentucky?

Title insurance in Kentucky is a one-time premium based on the property’s purchase price, typically ranging from a few hundred to a few thousand dollars. Contact Eastern KY Title for a specific quote based on your transaction.

How long does a title search take in Eastern Kentucky?

Typically 3-10 business days, depending on the county and property complexity. Eastern Kentucky properties with mineral rights or heir property issues may require additional research time.

Do I need owner’s title insurance if paying cash?

While not legally required for cash purchases, owner’s title insurance is strongly recommended. It protects your investment against title defects discovered after closing.

Why choose Eastern KY Title over larger title companies?

Eastern KY Title offers mobile closings at no extra cost, local expertise in Eastern Kentucky’s unique title challenges (mineral rights, coal severances, heir property), and personalized service backed by Stewart Title Insurance.

Does Eastern KY Title serve my county?

Eastern KY Title provides mobile title services across all 120 Kentucky counties.

About the Author

About Eastern KY Title: Our team combines legal expertise, local knowledge, and a commitment to client protection. Led by attorneys Lindon Gullett and John Holder (both duly-licensed and practicing in Kentucky), we deliver secure, accurate, and stress-free real estate closings for families, lenders, and real estate professionals across Eastern Kentucky.

Our Attorneys:

• John Holder – Market President & Title Agent, Attorney at Law (Licensed in Kentucky)
• Lindon Gullett – President & Real Estate Attorney, Attorney at Law (Licensed in Kentucky), Former KY Assistant Attorney General

Professional Credentials:

• Both principals are Licensed Attorneys – Kentucky Bar Association
• Verified in the KBA Attorney Directory

Ready for a Smooth, Stress-Free Closing?

Whether you’re buying, selling, or refinancing, Eastern KY Title brings the closing to you. We serve all 120 Kentucky counties with mobile service at no extra charge. Request a quote today and see the difference local expertise makes.

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