Address
234 Lower Gilmore Rd
Campton KY 41301
Work Hours
Monday to Friday: 9AM - 5PM
Flood Zones. Severed Minerals. Creek Bottoms Nobody Mapped Right.
Most Title Companies See a Greenup County File and Head the Other Way
Greenup County sits where the Ohio River, the CSX mainline, and a century of coal and iron history converge. That’s a beautiful place to live. For title work, it’s a minefield.
The river creates flood zone complications that affect financing. The old iron furnace economy left behind easements and rights-of-way that never made it onto a clean survey. Mineral rights got severed from surface rights generations ago — sometimes with a broad form deed that still carries teeth. And Tygarts Creek bottoms? Those boundary lines were established long before GPS existed.
Corporate title companies look at a Greenup County file and see risk. We look at it and see Tuesday.
We’re licensed Kentucky attorneys. We’ve been untangling Appalachian property records for decades. We know which courthouse to call in Greenup, we know the eCCLIX system, and we know why the deed from 1967 matters more than the one from 1987.
If another title company passed on your deal — or if you just want someone who won’t hand your file to an out-of-state processor — call us.
Key Takeaways
- Greenup County title company specializes in complicated property records, especially in flood zones and with mineral rights.
- Lindon and John, the founders, bring over 40 years of legal experience in Kentucky real estate law.
- Eastern KY Title uses mobile closing services, ensuring convenience for clients.
- They fully document flood zone statuses and handle title issues, including heir property complications and boundary disputes.
- Get your title work started early to avoid delays and complications during the closing process.
Over Four Decades of Experience Untangling Appalachian Property Records
Our founders cut their teeth on Eastern Kentucky’s messiest title situations—not in some glass-tower office, but in county clerks’ offices from Catlettsburg to Pikeville.
Founder/President | Real Estate Attorney
Lindon is a former Kentucky Assistant Attorney General who spent more than a decade in title work before founding Eastern KY Title in July 2025. He built this company specifically to serve the complex deals that corporate title companies won’t touch. He knows Eastern Kentucky property law from the inside of the AG’s office — which means he’s seen what happens when title work goes wrong.
Market President | Real Estate Attorney
John is a licensed Kentucky attorney with more than 30 years in real estate law. He’s a former Master Commissioner in Lewis County, the author of Kentucky Notary Law & Practice, and Kentucky’s first credentialed online notary — active since March 2020. He has handled real estate closings from the coalfields of Pike County to international transactions. He understands what “severed mineral estate” means in practice, not just on paper.
Together, they bring over 40 years of combined Kentucky legal experience to every file. And they’re backed by Stewart Title, one of the largest underwriters in the country.
We Close Where You Are. Russell. Raceland. A Farmhouse Off KY-7. Wherever.
Most title companies have a lobby. A receptionist. Framed certificates on the wall.
We have a truck, a printer, and a licensed attorney who will drive to you.
That’s not a gimmick. That’s how Eastern KY Title was built from day one. Whether you’re closing on a riverfront property in South Shore, a rural homestead off KY Route 7, or a commercial lot on the Industrial Parkway — we come to you.
Mobile closing is not an add-on. It’s how we work.
Why Greenup County Properties Need Local Title Expertise
Why Greenup County’s river location and industrial past create unique title challenges
Flood Zone Documentation
The Ohio River is Greenup County’s greatest asset. It’s also its biggest title complication.
A significant portion of the county lies within FEMA-designated flood zones — the 1% annual chance floodplain (the “100-year” zone) and the 500-year zone. Properties in those zones require federal flood insurance (NFIP) if there’s a mortgage. Depending on the elevation certificate, that can add $400 to over $2,000 a year in carrying costs.
The Tygarts Creek corridor and the Little Sandy River bottomlands add more layers. Updated Flood Insurance Rate Maps (FIRMs) from the Kentucky Division of Water don’t always match what’s been historically insured or assumed.
We document the flood zone status correctly. We identify elevation certificate gaps before closing — not after.
Boundary Disputes & Survey Conflicts
Greenup County’s terrain is beautiful and complicated in equal measure. The Ohio River bottomlands give way sharply to ridges and creek valleys — narrow hollows where property lines follow watercourses, ridge tops, and landmarks that have shifted over time.
Some of those original surveys date to the early 1800s. Bennett’s Mill Covered Bridge was built in 1855. Some of the property descriptions nearby were established around the same era.
Modern GPS surveys and century-old metes-and-bounds descriptions don’t always agree. When they conflict — especially in the rural zones of Oldtown, South Shore, and the interior hollows — you need someone who can read both the legal description and the land itself.
We handle boundary disputes, gap parcels, and survey conflicts. We also know when to bring in a licensed surveyor and how to work with that survey to clear title.
Heir Property & Fractional Ownership
In Eastern Kentucky, property passes through families for generations — sometimes with a will, sometimes without one. When someone dies intestate (no will), title to that property passes by operation of Kentucky law to all their heirs equally. Thirty years later, a piece of ground might have a dozen owners — half of whom don’t know they own it.
That’s heir property. It’s one of the most common title problems we see in Greenup County.
The complications compound when heirs have moved out of state, when family members have made improvements without clear authority, or when informal agreements about occupancy were never documented. It takes a Kentucky attorney who knows probate procedure and title law to sort it out.
We sort it out.
Severed Mineral Rights & Broad Form Deeds
Greenup County was the heart of the Hanging Rock Iron Region. That history means layered ownership. Surface rights here. Mineral rights there. Coal and oil conveyances from the 1880s through the mid-1900s — some recorded, some not.
The broad form deed gave mineral owners sweeping rights to access the surface. Kentucky’s 1988 constitutional amendment curbed some of that, but the old deeds are still in the chain of title. If no one runs the full mineral history, a buyer may close thinking they own their land outright — and find out later they don’t.
We run that history. Every time.
Communities We Serve Throughout Greenup County
From the Historic Riverfront to the Rural Ridges: Hyper-Local Title Expertise
The county courthous
The county courthouse is here — and so are decades of deed records, probate files, and plat maps. We know the Greenup County Clerk’s office, the eCCLIX digital records system, and the DOCALERT anti-fraud notification service. If a title search starts in Greenup, we know exactly where to look.
The most active residential market in the county. The fastest days-on-market numbers, the highest demand from families tied to the Russell Independent School District. Title work here moves fast — and needs to be done right the first time.
Historic riverfront homes, a highly regarded independent school district, and a tight-knit community built around the CSX Russell yard and rail industry. Properties rarely change hands here—when they do, buyers expect clean title and we deliver it.
Raceland sits beside the CSX rail terminal — one of the largest employers in the county. Railroad right-of-way issues, easements, and proximity to industrial corridors create title questions that require specific expertise. We have it.
Gateway to southern Ohio across the Grant Bridge. River proximity means flood zone documentation matters here more than almost anywhere else in the county. We handle the elevation certificates, FIRM map research, and NFIP compliance questions.
Where the Industrial Parkway (KY Route 67) meets the river corridor. Manufacturing sites, commercial parcels, and industrial easements require a different level of due diligence than residential closings. We do commercial title work.
A connector community along US 23 with a mix of residential and small commercial. We serve buyers and sellers here who need title work done without driving 45 minutes to a corporate office.
(Oldtown, KY-7 Corridor, Tygarts Creek & Little Sandy Bottomlands) Acreage properties. Hunting tracts. Homestead parcels. These are the deals that require the deepest title searches — and the most patience with old deed descriptions. We close on rural land across the county, from the interior hollows to the river bottoms.
(Boyd County Line, Lawrence County, WV & OH Border Properties) Cross-border proximity creates unique title questions — especially when a property sits near the state line or when buyers are commuting from Huntington or Portsmouth. We handle multi-county searches and understand the regional property landscape.
Why Greenup County Locals Choose Us Over the Big Title Companies
We don’t have a lobby you have to drive to. We don’t have a receptionist who schedules a scheduler. We come to you — Russell, Flatwoods, Raceland, or a farmhouse off KY Route 7. Your kitchen table is our closing table.
Corporate title companies route Eastern Kentucky files to processing centers that have never seen a Greenup County deed — or heard of Tygarts Creek. Your file stays with us. A licensed Kentucky attorney reviews every title commitment.
The deals that corporate companies flag as “too complicated” are the ones we built this company to handle. Severed mineral estates. Heir property with six siblings in four states. Flood zone documentation that requires elevation certificates and FIRM map research. These are our bread and butter.
Call us. We pick up. You get a licensed Kentucky attorney on the line — not a customer service queue.
The Three-Step Process
We like to keep things simple when we can. So, there’s only three steps to closing on your dream property.
1
Request Your Title Work
Call, email, or use our online order form. Tell us the property address and what you need. We’ll confirm the scope and timeline immediately.
2
We Do the Deep Digging
We research the Greenup County records — mineral history, flood zone status, heir property chains, survey conflicts — whatever the property requires. Stewart Title underwrites our work.
3
Close on Your Schedule
We come to you. Sign at your kitchen table, your office, or wherever works. We handle the recording and disbursement. You move forward.
Greenup County Inventory Moves Fast—Don’t Let Title Problems Kill Your Deal
Homes in Greenup County are going under contract in 40 days or less. In a market this competitive, a title snag doesn’t just delay your closing—it can cost you the property entirely.
The buyer behind you won’t wait while you sort out a mineral severance issue. The seller won’t extend indefinitely while you track down missing heirs.
Get your title work started early. Know what you’re dealing with before you’re up against a deadline.
Get in Touch With Us
Whether you have questions, need support, or want to explore Boyd County real estate opportunities—our team is just a few clicks away.
Call Us
We answer our own phones. Give us a ring to discuss your closing or ask a quick question about your property boundaries.
Email Us
Prefer to write it down? Drop us a line with your questions and we will get back to you within one business day.
Send Us a Fax
Securely transmit sensitive financial documents, payoff authorizations, or trust account details.
Common Questions, Local Answers
From the Greenup County Clerk’s requirements to Ohio River boundary disputes and industrial site title concerns, explore the details that matter most to your closing.
Yes — and probably more than you think. Greenup County has a significant number of properties with severed mineral estates, flood zone complications, and heir property chains. A lender’s policy protects the bank. An owner’s policy protects you. If a title defect surfaces after closing — an heir who wasn’t included, a mineral rights claimant, an old easement — owner’s title insurance is the difference between a problem and a financial catastrophe. We explain the coverage in plain English at every closing.
Greenup County was part of the Hanging Rock Iron Region and sits at the northernmost edge of the Eastern Kentucky coalfields. Over decades, surface rights and mineral rights were frequently severed — sometimes through broad form deeds that gave extensive access rights to whoever held the minerals. Kentucky’s 1988 constitutional amendment limited some of those rights, but the historical deed language still matters. A proper title search goes back at least 60 years — sometimes further — to establish whether the mineral estate is intact or severed, and who holds it. We run that search as a standard part of our title work.
Properties in FEMA-designated flood zones (the “100-year” floodplain) typically require federal flood insurance through the National Flood Insurance Program (NFIP) if there’s a mortgage. Depending on the property’s elevation relative to the Base Flood Elevation, that insurance can cost anywhere from a few hundred dollars to over $2,000 annually. The Kentucky Division of Water has updated Flood Insurance Rate Maps (FIRMs) for Greenup County, but the new maps don’t always match historical assumptions. We verify the flood zone status for every river-proximate property and identify whether an elevation certificate exists or needs to be ordered before closing.
Yes. Heir property situations are complicated but resolvable. We work through the probate records, identify all necessary parties, and coordinate execution of closing documents regardless of where heirs are located — including Remote Online Notarization (RON) for parties who can’t appear in person. John Holder is Kentucky’s first credentialed online notary, active since 2020. Out-of-state heirs are not a dealbreaker.
We do. Industrial corridor properties along the US 23/AA Highway/KY Route 67 triangle, commercial parcels in Flatwoods, and rail-adjacent properties near the CSX Rusell facility all present unique title questions. We have experience with commercial transactions, easement analysis, and the more complex due diligence that comes with industrial and mixed-use properties.
This is one of the most common questions we get from buyers with school-age children, and it matters — Russell Independent is consistently rated among Kentucky’s top-performing school districts and commands a housing premium in Flatwoods and Russell proper. Greenup County High School (the Musketeers) serves the majority of the geographic county. We can confirm the school district assignment for any specific property address as part of our closing consultation. It’s the kind of local knowledge that a processor in another state won’t think to mention.
