Address
234 Lower Gilmore Rd
Campton KY 41301
Work Hours
Monday to Friday: 9AM - 5PM
Your Floyd County Title Problem Already Has Us Digging
That family land that’s been stuck since Papaw passed in ’72? The deed that mentions coal rights nobody can explain? The flood zone mess that’s killing your sale?
We’ve seen it all. And unlike the title company downtown who won’t drive past the city limits sign, we’ll meet you at your kitchen table in Stone Crest, on your porch in Auxier, or at your job site up Abbott Creek.
The Title Messes We Untangle in Floyd County
Every county has title problems. Floyd County has title archaeology. Here’s what we dig through so you don’t have to.
Heir Property That’s Been “Dead” for Decades
Three generations, 47 potential heirs scattered across the country, and at least six you can’t find. Most title companies see that mess and run. We track down the missing heirs and get that “dead” property breathing again.
Mineral Rights and “Broad Form Deeds”
Floyd County records are full of Broad Form Deeds from the coal boom days—old agreements that gave mining companies rights that might shock you. We translate these century-old documents into plain English so you know exactly what you own and what you don’t.
Flood Zone Nightmares (Post-2022 Reality)
After 2022, FEMA maps got redrawn and a whole lot of properties that were “fine” suddenly weren’t. We verify current flood zone status before you walk into a financial disaster.
Mobile Home Title “Retirement”
If that mobile home title was never “retired” to real property, your buyer isn’t getting traditional financing. We handle the paperwork to clear the path for conventional lending.
Every Corner of Floyd County. Your Place, Your Schedule.
The county seat and home to the clerk’s office we’ve walked through more times than we can count. Downtown properties, homes out toward the Mountain Parkway, commercial on the 23 corridor—if it’s recorded in Floyd County, we know where to find it.
Nice homes, newer developments, and the kind of properties where buyers assume the title’s clean. Sometimes it is. Sometimes there’s a mineral severance from 1952 nobody mentioned.
Lake homes, resort properties, and recreational land that’s changed hands more times than people realize. Vacation property titles can get messy fast—especially when the sellers live three states away. There’s new renovations coming!
Growing fast with new construction and young families moving in. New builds still need title work—and sometimes the land they’re sitting on has history the builder never mentioned.
Up the creek roads where other title companies won’t drive. We will. Some of the most complicated heir property and old family land in the county is tucked back in these hollows.
Sitting on the 23 corridor between Prestonsburg and Pikeville, where property values are climbing and longtime landowners are finally ready to sell. We help make sure those sales actually close.
Why Floyd County Title Work Requires a Different Kind of Expertise
You can’t learn Floyd County title work from a manual in an office in Lexington.
You learn it by spending decades in these courthouses, reading records that go back to 1808 (and dealing with the gaps where early records burned). You learn it by understanding that when someone says they live “up the creek,” they mean a specific hollow—not a general direction. You learn it by knowing that a property “past the old Miller place” actually tells you something useful.
Our Floyd County Expertise
Local Courthouse Knowledge
We know the Floyd County Clerk’s office at 149 South Central Avenue like the back of our hand. We know which records are where, which searches take longer, and where the quirks hide.
Broad Form Deed Fluency
These documents can be dense, confusing, and written in legal language that was outdated 50 years ago. We’ve read hundreds of them. We know what to look for and how to explain what we find.
Terrain Reality
Some properties in Floyd County are simple. Others require understanding that “road access” might mean a single-lane gravel path up a mountainside. We account for these realities in every search.
Post-Flood Landscape
The 2022 floods changed the real estate game here. We stay current on FEMA updates, insurance requirements, and which areas face new challenges.
We Close Where You Are—Not Where It’s Convenient for Us
Here’s where we’re fundamentally different from the title companies with glass towers in bigger cities.
This isn’t a premium service we charge extra for. This IS our service. We believe closings should happen where they make sense for YOU—not where it’s convenient for us.
Kitchen Table in West Prestonsburg
It’s more convenient to sign at your place than drive an hour to wait in a lobby and be treated like a number.
Front Porch overlooking Jenny Wiley Lake
We’ve closed deals on porches overlooking the lake because the seller didn’t want to put on a suit to go to town.
Office at the Hospital or the College
We’ve met folks at their workplace because they couldn’t take time off.
Farm in Cliff
We’ve driven miles up creek roads because that’s where our clients live.
No extra charge. No office-only scheduling conflicts. Just closings that work around your life.
How Working With Us Works
Three steps to providing smooth, stress-free closings throughout Floyd County:
1
Tell Us About Your Property
Call us at 606-226-0024 or fill out our quote form. Give us the basics—property location, what you know about it, any concerns you have. Don’t worry if you don’t have all the details. That’s our job.
2
We Do the Digging
We search Floyd County records, track down documents, investigate any issues, and piece together the complete picture. If we find problems, we don’t just report them—we help solve them.
3
We Come to You
When it’s time to close, you pick the place. Kitchen table. Back porch. Wherever works. We handle the paperwork, explain everything in plain English, and make sure you understand what you’re signing.
Who We Help in Floyd County
Eastern KY Title provides a wide variety of real estate services designed to benefit the community’s needs.
Real Estate Agents
You’ve got enough to deal with without title problems killing your deals at the last minute. We communicate throughout the process, flag issues early, and work to solve problems—not just report them.
Buyers
Whether you’re purchasing your first home in Prestonsburg, investment property near Jenny Wiley, or family land that’s been on the market forever, we make sure you know exactly what you’re buying.
Sellers
That heir property that’s been stuck for years? The land with complicated mineral rights? We help clear the path to actually closing the deal.
Contractors & Builders
Finding buildable land outside the floodplain in Floyd County isn’t easy. We help verify what you’re actually getting—access, rights, and all.
Farmers & Landowners
You understand your land. We understand the paperwork behind it. Together, we make sure what’s recorded matches reality.
Attorneys
When your real estate clients need title work in Floyd County, we provide thorough searches backed by Stewart Title insurance. Clean handoffs, clear communication.
Why Floyd County Title Searches Take Real Expertise
Let’s be honest about why title work in Floyd County requires expertise beyond the basics.
Records Date to 1808
Floyd County was established in 1799, with some records going back to 1808. (Though early records were lost to fire, adding gaps that require extra investigation.)
Generations of Informal Transfers
It wasn’t uncommon for property to pass from parent to child without proper documentation. These informal transfers created chains of title problems that compound over generations.
Coal and Gas Rights Severances
The mineral boom created countless severances where surface rights and mineral rights went to different owners. Untangling who owns what requires specific expertise.
Land Contract Complications
The prevalence of land contracts (contract for deed sales) in the area creates additional title verification challenges.
What People Ask Us About Floyd County Property
Find answers to the most common questions about title insurance and title searches in Prestonsburg and surronding areas. If you can’t find what you’re looking for here, please contact us.
Especially for family land. “Family land” often has the messiest titles—generations of informal transfers, missing documentation, and potential heirs nobody thought about. Title insurance protects you when Uncle Ronnie’s kids suddenly show up with claims.
Attorneys do great work. But we specialize in title searches and handle hundreds per year across all 120 Kentucky counties. We often move faster and catch issues that general practice attorneys might miss. Plus, our title insurance is specifically designed for these transactions.
Standard residential properties typically take 5-7 business days. Properties with heir issues, mineral complications, or unusual history may take longer—but we’ll let you know upfront and keep you updated.
Maybe. Maybe not. Without a specific title search examining the history of mineral severances, there’s no way to know. This is one of the most important questions to answer before buying land in Floyd County.
A Broad Form Deed was a type of mineral severance common in Eastern Kentucky that gave mining companies extensive rights—sometimes including the right to destroy surface property to access minerals. Kentucky law has changed to provide better surface owner protection, but these deeds still create complications. Yes, you should have them reviewed.
Land contracts are legal in Kentucky, but they come with risks for both buyers and sellers. If you’re considering a land contract, make sure you understand what you’re getting into—and that the title is clean before you start.
Title insurance rates in Kentucky are regulated, so you’ll get consistent pricing regardless of which company you use. The difference is in the quality of the search behind that insurance. We’d rather find problems before closing than have you file a claim after
Ready to Get Your Floyd County Real Estate Transaction Started?
Don’t let a 50-year-old deed problem kill your deal at the last minute. Don’t wonder what you actually own. Don’t stress about heir property that’s been stuck for decades.
For Realtors
Protect your commission and your clients with proactive title defense. Call 606-226-0024 to discuss how early legal review can keep your Prestonsburg, Stone Crest and Lancer closings on schedule.
For Buyers/Sellers
Don’t let unprobated estates or boundary gaps slow you down. Contact us at 606-226-0024 or info@easternkytitle.com for a consultation. We’ll explain the process clearly and handle the heavy legal lifting for you.
We Come to You
Eastern KY Title eliminates the need for long drives. We bring our mobile closing service directly to your kitchen table in Prestonsburg, Cliff or West Prestonsburg—at no extra cost. We meet where it’s convenient for you.
close your floyd County real estate transactions WITH CONFIDENCE.